Financial Dashboard
Net Worth Over Time
Recommended Actions
Quick Tools
Your Goals
Add a financial goal to track your progress
FIRE Calculator
Choose Your FIRE Path
Your Financial Situation
Annual Expenses
Often 70-80% of current
Investment Assumptions
Historical S&P 500: ~10%
More conservative allocation
4% rule is standard
Future Income Sources
These reduce how much you need saved
Check ssa.gov for estimate
Healthcare (Pre-Medicare)
ACA marketplace or private insurance
Compound Interest Calculator
The Power of Compound Interest
See how your money grows over time with compound interest. Einstein reportedly called it the "eighth wonder of the world."
Mortgage Calculator
ROI Calculator
Debt Payoff Calculator
Snowball vs Avalanche
Compare two popular debt payoff strategies. Snowball pays smallest balances first for quick wins. Avalanche pays highest interest rates first to minimize total interest.
Your Debts
Extra Monthly Payment
How much extra can you pay toward debt each month beyond minimums?
Debt Snowball
Pay smallest balances first for quick wins
Debt Avalanche
Pay highest interest rates first to save money
Student Loan Calculator
Compare Repayment Plans
Compare PSLF, SAVE, IBR, PAYE, and standard repayment plans. See potential forgiveness amounts and total costs.
Loan Details
Quarterly Tax Calculator
Estimated Tax Calculator
Calculate quarterly estimated taxes for self-employment income. Avoid penalties by paying on time.
Income Information
Standard: Single $14,600 | Married $29,200
Rent vs Buy Calculator
Should You Rent or Buy?
Compare the total cost of renting vs buying over your expected time horizon. Find your break-even point.
General
Renting
Buying
401(k) Retirement Calculator
Plan Your Retirement
See how your 401(k) contributions will grow over time with employer matching and compound growth.
Position Size Calculator
Risk Management
Calculate optimal position size based on your risk tolerance. Never risk more than you can afford to lose.
Options Strategy Calculator
Options Profit/Loss Calculator
Calculate potential profit and loss for call and put options.
DCF Valuation Calculator
Discounted Cash Flow Analysis
Calculate intrinsic value of investments by discounting future cash flows to present value.
NPV & IRR Calculator
Investment Analysis
Calculate Net Present Value and Internal Rate of Return for investment decisions.
Enter expected cash flows for each year
Bond Yield Calculator
Bond Analysis
Calculate current yield and yield to maturity for bonds.
WACC Calculator
Weighted Average Cost of Capital
Calculate a company's cost of capital, weighted by debt and equity proportions.
CAPM Calculator
Capital Asset Pricing Model
Calculate expected return on an asset based on its beta and market risk premium.
Loan Amortization Calculator
Loan Payment Analysis
Calculate monthly payments and see detailed amortization schedule for any loan.
Financial Education
Learn the 4% rule, savings rate targets, and how to calculate your FIRE number.
Understand how money grows exponentially over time with compound interest.
Compare debt payoff methods and find the best strategy for you.
Key Financial Concepts
Settings
Saved Calculations
Your recent calculations are saved automatically. Sign in to sync across devices.
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Email Reminders
Get notified about important financial deadlines and goal check-ins.
Export Your Data
Download your financial data and calculations.
Danger Zone
Permanently delete all your local data. This cannot be undone.